Angel and Patty Blog
Don't Let Mortgage Rates Hold You Back
22 October 2026
One of the biggest reasons buyers are waiting right now is mortgage rates.
Many people are hoping rates will drop before they make a move.
The truth is, rates have remained in the mid-to-upper 6% range this summer, and many experts believe they could stay elevated for a while.
That doesn't mean you should put your plans on hold.
One thing many buyers forget is that mortgage rates can change after you buy. If rates come down in the future, refinancing may be an option.
What you can't do is go back and buy today's home at yesterday's price if home values continue to rise.
That's why it's important to focus on what you can control.
Finding the right home.
Negotiating the best possible deal.
And making sure the purchase fits your financial goals.
The perfect interest rate may not come along, but the right home for you might already be on the market.
Thinking About Buying or Selling?
If you're wondering how today's mortgage rates could impact your next move, let's have a conversation and explore your options.
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